Cash Policies
Additional financial support to prepare for funeral expenses with peace of mind.
Financial Support When You Need It Most
Mpho Funerals also offers a wide range of Cash Policies that are designed according to Individual and Family needs and affordability. Cash Policies provide additional cash to prepare for the funerals.
Immediate Cash
Quick access to funds for immediate funeral expenses and arrangements.
Financial Protection
Protect your family from unexpected financial burdens during difficult times.
Quick Claims
Streamlined claims process for fast disbursement of cash benefits.
Family Coverage
Comprehensive coverage options for individuals and entire families.
Our Cash Policy Options
Choose the cash policy that provides the financial support your family needs
INDIVIDUAL CASH POLICY
Personal cash coverage for immediate financial needs during funeral arrangements.
Coverage Amount:
Premium Range:
Key Benefits:
- Lump sum cash payout
- Immediate financial assistance
- No waiting period for natural causes
- Easy claim process
Special Features:
Flexible payout options, No medical exams required
FAMILY CASH POLICY
Comprehensive cash coverage for the entire family to handle funeral expenses.
Coverage Amount:
Premium Range:
Key Benefits:
- Coverage for spouse and children
- Additional cash for funeral expenses
- Extended family coverage options
- Quick disbursement of funds
Special Features:
Family discount rates, Combined coverage benefits
SOCIETY CASH POLICY
Group cash policy designed for societies, churches, and organizations.
Coverage Amount:
Premium Range:
Key Benefits:
- Group discount rates
- Bulk coverage for members
- Society administration support
- Customizable coverage levels
Special Features:
Tailored for organizations, Administrative support included
Why Choose Our Cash Policies?
Additional financial support beyond standard funeral coverage
Immediate Financial Relief
Cash policies provide immediate funds for funeral expenses, transportation, accommodation, and other unexpected costs that arise during funeral arrangements.
Flexible Usage
Unlike traditional funeral policies, cash benefits can be used for various expenses including catering, memorial items, travel, and other funeral-related costs.
Supplemental Coverage
Cash policies work alongside traditional funeral policies to provide comprehensive financial protection during difficult times.
Easy Application
Simple application process with minimal paperwork. No medical examinations required for most applicants.
Cash Policies vs Regular Funeral Policies
Understanding the difference to make the right choice for your family
Cash Policies
- Provides immediate cash payout
- Flexible usage of funds
- Supplemental to funeral services
- Quick claims processing
- Additional financial support
- Covers various expenses
Regular Funeral Policies
- Provides funeral services
- Specific service coverage
- Comprehensive funeral package
- Service-based claims
- Fixed service benefits
- Covers funeral arrangements
Note: Many families choose to combine both cash and regular funeral policies for complete coverage and financial protection.
How to Apply for Cash Coverage
Simple steps to get the financial protection your family deserves
Initial Consultation
Discuss your financial needs and choose the right cash policy with our advisors.
Application Submission
Complete our simple application form with basic personal information.
Approval & Activation
Quick approval process with immediate coverage activation upon approval.
Peace of Mind
Enjoy financial security knowing your family is protected with cash coverage.
Frequently Asked Questions
Common questions about our cash policies answered
The cash payout can be used for various funeral-related expenses including catering, transportation, accommodation for family members, memorial items, grave maintenance, or any other expenses that arise during funeral arrangements.
Once a claim is submitted with all required documentation, cash payouts are typically processed within 24-48 hours for emergency situations and 3-5 working days for standard claims.
Yes, many of our clients choose to have both types of policies. Cash policies provide immediate financial support while regular funeral policies cover the actual funeral services. This combination offers comprehensive protection.
Natural death claims typically have a waiting period of 6-12 months depending on the policy. Accidental death claims are usually covered immediately from policy inception.
Get Financial Protection Today
Secure additional cash coverage to ensure your family has the financial support they need during difficult times.